2018-2019 Undergraduate Catalog 
    
    Oct 15, 2018  
2018-2019 Undergraduate Catalog

Student Financial Assistance



Office of Student Financial Assistance

Director: Alicia Keaton
MH 107; Switchboard: 407-823-2827; Fax: 407-823-5241
Email: finaid@ucf.edu
http://finaid.ucf.edu

Office Hours:
Monday and Thursday: 9:00 a.m. - 5:30 p.m.
Tuesday, Wednesday, Friday: 9:00 a.m. - 5:00 p.m.
(Hours subject to change during holidays and semester breaks.)

The Office of Student Financial Assistance, a unit within Student Development and Enrollment Services, is dedicated to supporting UCF’s mission and goals through the efficient delivery of student aid. The office provides UCF students with a comprehensive offering of financial assistance options to support student success and the attainment of a university degree. Financial aid counseling is available on a walk-in basis. To protect the privacy of student records, we offer limited counseling services through phone and email.

Student Rights and Responsibilities

Students have the right to full information about the financial aid programs available at UCF, our application procedures, aid deadlines, and the criteria used to determine a financial aid package. Students have the right to appeal decisions made by the Office of Student Financial Assistance. Students also have the right to equitable treatment of their financial assistance applications. Although each student’s case is analyzed individually, eligibility standards are applied uniformly without regard to race, gender, religion, creed, national origin, or disability. All students’ records are confidential.

It is the student’s responsibility to review and understand all information and instructions, meet all deadlines, and provide all information and documentation accurately. Errors and omissions can cause delays and prevent students from receiving assistance. Misrepresentation is a violation of federal regulations.

Student Eligibility

To receive aid from most federal and state financial aid programs, students must meet certain requirements. All students are encouraged to complete the Free Application for Federal Student Aid (FAFSA) annually, before December 1, to determine eligibility. The FAFSA results are required for many programs. The federal processor, using a standardized formula, calculates financial need. Those results are then forwarded to the schools that were identified on the application. UCF must be listed on the FAFSA in order to receive the data. UCF’s Federal School Title IV code is 003954. Regulations are subject to change at any time.

Application Priority Date

All students must apply or reapply annually for financial aid. To be considered for the full range of financial aid available, students should complete the Free Application for Federal Student Aid (FAFSA)/Renewal FAFSA by mid-February. The processed results of the FAFSA must be received by UCF no later than December 1 to meet the university’s application priority date.

  • If the priority date is missed, students should apply as soon as possible after that date to be considered for the financial aid that is still available, such as the Federal Pell Grant, Federal Direct Stafford Loan, and Federal Direct PLUS Loan;
  • Students should not wait to be admitted to UCF before applying for financial aid; however they cannot be offered a financial aid package until they have been admitted to the university;
  • Federal Pell Grants and Federal Direct Stafford Loans are available on a year-round basis. Students may apply for financial aid in advance of any term and receive aid from these programs, if eligible;
  • Students enrolling in the fall semester should submit all requested documents by the May 30th priority deadline for timely review and processing of their financial aid file. However all students should have a completed financial aid file at least 60 days prior to the beginning of any given semester. Students who apply late for aid should be prepared to cover their own living expenses, out-of-pocket, well into the term;
  • A broad range of scholarships is available with diverse criteria. Please review the Scholarship page found on the website for additional information.

Application Procedures

  • The FAFSA can be filed electronically at http://www.fafsa.ed.gov;
  • Using the IRS Data Retrieval Tool found within the FAFSA is the most accurate, and secure method of providing the required federal tax information. Applicants who use the unchanged data generated by the IRS Data Retrieval Tool will not be required to provide federal tax return transcripts from the IRS to the financial aid office. Students who are selected for verification who did not use the IRS Data Retrieval Tool, or changed data after using the tool, may be required to submit IRS tax return transcripts to verify tax information. Per federal regulations, copies of income tax returns (Form 1040, 1040EZ, etc.) are no longer acceptable. The only exceptions to this rule include those who file tax returns in Puerto Rico or foreign countries;
  • Information provided on the Student Aid Report (SAR) should be reviewed thoroughly;
  • Review all correspondence, follow instructions on the Student Aid Report (SAR), and follow through within 5 – 10 business days. Delays can be costly as well as frustrating;
  • Federal regulations require that some students be selected for verification. If selected, students will be required to provide documents supporting the information submitted on the FAFSA. Subsequent requests for data may be necessary after initial submissions are reviewed. Prompt response to requests will expedite completion of this process;
  • Students selected for verification for the 2018-19 aid year are advised to submit all requested documents by the May 30th verification priority deadline for timely processing. Students should have a completed financial aid file no later than 60 days prior to the beginning of a semester.
  • Late or incomplete submission of documents can result in delayed disbursements or possible loss of eligibility for aid.
  • Offered federal funds and other need-based financial aid are considered estimates until verification is complete and all necessary corrections have been made.

Specific Eligibility Requirements and Conditions for Receiving Financial Aid

  • Students must be accepted and classified as degree-seeking at UCF in an eligible program of study. Only courses toward degree requirements count for financial aid purposes;
  • Students must maintain UCF’s Standards for Satisfactory Academic Progress (See http://finaid.ucf.edu/receiving/sap/ for more information);
  • Students are required to inform the Office of Student Financial Assistance of any additional sources of aid they expect to receive beyond those listed on the award notification or award information provided on the Student Center on myUCF. Any subsequent awards or income may require a revision of the financial aid package. This includes, but is not limited to, any private scholarships or third-party tuition payment/waivers;
  • Students may not receive aid in excess of their Cost of Attendance (See http://finaid.ucf.edu/applying/costs/ for more information);
  • Students must not be in default on any federal educational loan or owe repayment on a federal grant at this or any other institution;
  • Students must provide all information requested for the completion of their file. If selected, verification must be completed within specified deadlines and prior to the receipt of all federal and most state and institutional funds;
  • Students must notify the Office of Student Financial Assistance of any changes in their housing status, household size, or family members in college from that listed on their FAFSA;
  • Students must reapply annually for financial aid;
  • Students must accept, reduce or decline offered loan(s) on the myUCF View Financial Aid screen. First time borrowers must complete an online Entrance Counseling and Master Promissory Note (MPN) for a Federal Direct Stafford Loan at UCF;
  • Students must be U.S. citizens or an eligible non-citizens, (e.g. resident aliens). Eligible non-citizens include a permanent U.S. resident with a Permanent Resident Card (I551); a conditional permanent resident with a Conditional Green Card (I-551C); as well as some I-94 classifications;
  • Students must have a high school diploma, GED certificate, or completed secondary school through homeschooling as defined by state law;
  • For need based programs, students must show financial need as determined by the FAFSA;
  • Male applicants must be registered with Selective Service, if applicable.

Program Eligibility Charts

To ensure enrollment in sufficient hours for the various financial aid programs, please refer to the Program Eligibility Charts on the website, under Receiving Aid (See http://finaid.ucf.edu/receiving/pec/ for more information).

Helpful Hints

  • Apply early to be considered for the full range of financial aid available each year by completing the Free Application for Federal Student Aid (FAFSA)/Renewal FAFSA. The processed results of the FAFSA must be received by UCF from the federal processor by December 1 to meet the university’s application priority date;
  • Use the IRS Data Retrieval Tool located within the FAFSA application. Applicants who use the unchanged data generated by the IRS Data Retrieval Tool will not be required to provide federal tax return transcripts from the IRS. Students who are selected for verification who did not use the IRS Data Retrieval Tool, or changed data after using the tool, will be required to submit IRS tax return transcripts to verify tax information. Per federal regulations, copies of tax returns (Form 1040, 1040EZ, etc.) are no longer acceptable. The only exceptions to this rule include those who file tax returns in Puerto Rico or foreign countries;
  • Students selected for verification for the 2018-19 aid year are advised to submit all requested documents by the May 30th verification priority deadline for timely processing. Students should have a completed financial aid file no later than 60 days prior to the beginning of a semester.
  • Start a folder to save financial aid information and photocopies of all documents filed and received. Include student’s name and UCF ID on all documents submitted. (Do not submit originals; documents will be shredded after scanning.)
  • Students should activate their Knights Email account and check it regularly to avoid missing important and critical information from the Office of Student Financial Assistance and the university;
  • Complete all items necessary to apply for both a Federal Pell Grant and a Federal Direct Stafford Loan, even if it doesn’t seem advantageous at the time. The law requires that students be considered for a grant before a loan is offered.
  • Respond promptly to all information requests; late or incomplete submission of documents can result in delayed disbursements or possible loss of eligibility for aid.
  • Students may visit the office during normal business hours to speak with a counselor;
  • Comprehensive financial aid information can be found on the website: http://finaid.ucf.edu.

School Costs

Estimated student budgets have been developed as a guide to help students anticipate their costs at UCF. Please refer to the website at http://finaid.ucf.edu/applying/costs/ for the estimated Cost of Attendance. The Cost of Attendance is not a bill. It is considered estimated charges a student can expect to incur upon enrolling in classes at the university

Estimated Cost of Attendance for 2018-2019
Undergraduate Students

Fall/Spring based on 14 hours per term
  Florida Residents Non-Florida Residents
Living Arrangement On/Off Campus Parent/Relative On/Off Campus Parent/Relative
Tuition and Fees $5,954 $5,954 $20,978 $20,978
Books 1,200 1,200 1,200 1,200
Room & Board 10,010 5,588 10,010 5,588
Transportation 1,866 1,866 1,866 1,866
Personal Expenses 3,104 3,104 3,104 3,104
Total Costs $22,134 $17,712 $37,160 $32,738

Financial Aid Programs Available at UCF

Financial aid comes in many forms, such as grants, scholarships, employment, loans and waivers. The Program Eligibility Charts on the website under “Receiving Aid” list the various programs and their specific enrollment requirements. Detailed information for each program can also be found on the website under its particular title.

Grants are considered gift aid and do not have to be repaid. Only undergraduate students who have not previously received a bachelor’s degree and who demonstrate financial need may be eligible for grant programs. Awards are based on the amount of available funds and the number of eligible applicants. To be considered for grant awards, students must meet eligibility requirements and have a valid FAFSA on file at UCF.

Scholarships are awarded based on various criteria, including financial need, campus/community activities, leadership positions, academic success, and work experience. Scholarships are designed to reward, encourage, and assist students in pursuing academic excellence and leadership roles.

Federal Work Study is designed to provide students who demonstrate financial need a chance to earn money while pursuing a degree. Individual departments hire students while the Office of Student Financial Assistance determines the eligibility, award amount, and pay rate.

Loans are borrowed funds that must be repaid. They provide undergraduate students with an opportunity to invest in their future. Undergraduate students must enroll for at least six hours at UCF in UCF classes to be considered for federal loans. First time Federal Direct loan borrowers are subject to a maximum time period (measured in academic years) to receive Federal Direct Subsidized Loans. Students may not receive Federal Direct Subsidized Loans for more than 150% of the published length of their academic program. This time limit does not apply to Direct Unsubsidized Loans or Direct PLUS Loans. Visit our website for details.

Award Notification

Award notifications for first time UCF students are sent electronically in early March, while email award notifications are sent to continuing students who meet Satisfactory Academic Progress standards in April. Initial awards may be amended due to factors such as contingent admission status, less than half-time enrollment, lack of academic progress, changes needed due to verification, incomplete files, receipt of additional resources, etc.

Financial aid awards will be based upon the student’s financial need, the amount of available funds, the number of UCF students who qualify for aid, and the date the student completes the application process. The amounts listed on the award notifications are estimates based on full-time enrollment. For purposes of financial aid, enrollment is based solely on classes that count toward degree completion.

Admission to UCF must be finalized with no contingencies. Students must be classified as degree-seeking.

Verification, if required, must be completed. Students must meet the Standards for Satisfactory Academic Progress. If all eligibility is met, financial aid funds may be disbursed.

It is the student’s responsibility to be aware of minimal requirements for each program, which can be found on the Program Eligibility Charts on the website. When requirements are no longer met, awards will be adjusted as necessary and will update on myUCF. All awards are subject to change.

Deferrals of Tuition and Fees

Deferments allow students to extend payment of tuition and fees beyond the published due date, which is generally two weeks after the term begins. The fee invoice reflects the deferred due date for tuition and fees. Students given a deferment are advised that their tuition and fee charges must be paid by the due date noted on the student’s fee invoice, which is the deferment date. The deferment process occurs automatically if the student is meeting all general eligibility requirements and has enrolled in sufficient hours for the financial aid program/s. Please refer to the Program Eligibility Charts on the website for more information. Students should use myUCF to obtain up-to-date information. In order for loans to defer tuition and fees, students must accept the offered loan on myUCF View Financial Aid screen. In order to have access to accept loans, all required items on the To Do List must be submitted. Students must drop classes prior to the end of Drop/Swap and Add in order to not be fee liable for those classes. If students do not drop their classes, a financial aid deferment may keep the classes active even if they never attended.

Confirmation of Academic Engagement and Disbursements

Timing of disbursements is contingent upon students meeting all conditions for receiving aid. Disbursement of financial aid begins the second week of the semester and continues each week thereafter. During the first week of classes students are required to confirm academic engagement in each of their courses. This is done through either the student completing an academic activity that has been established by the faculty member or by faculty physically taking attendance. Students may complete the academic activities after the first week of classes but they may receive a later disbursement of aid for those courses. At the end of the Drop/Swap and Add period, awards are adjusted based on the student’s enrollment and confirmation of academic engagement. The week following, the disbursement process is initiated by moving students’ awards to the student’s account. Once funds are disbursed to the Office of Student Account Services, the disbursement record is posted on myUCF under “View My Account” on the Student Center. Charges appearing on the student’s account will be deducted at that time. Any remaining financial aid will be processed as a refund with the exception of any Federal Direct PLUS Loan for Parents, which will be disbursed to the parent at their mailing address. If charges remain on the account after disbursements, or if subsequent charges are made to the student’s account, it is the student’s responsibility to ensure they are paid. Students signed up for direct deposit should allow up to four business days for funds to show in their bank account. For refund checks that are being mailed, students should allow at least a week to receive their check at their current mailing address reflected on myUCF.

Students should be aware of the disbursement process so that they are prepared to use their personal savings for anticipated expenses such as books and supplies at the beginning of the term. The Short Term Advance (STA) for Books or the Textbook Purchase Program is available for students to help with these expenses. The STA application is available for download prior to each term, so that funds may be available as early as two weeks before the first day of classes. For additional information regarding these two programs, visit http://finaid.ucf.edu/receiving/funds-for-books/.

Satisfactory Academic Progress (SAP)

Federal regulations require the University to establish Standards of Satisfactory Academic Progress as a general eligibility requirement for financial aid. A student must maintain satisfactory academic progress in a course of study regardless of whether the student previously received financial aid or transferred in from another institution.

To meet the standards adopted by the University of Central Florida, a student must:

  • Maintain a minimum cumulative GPA of a 2.0 at the undergraduate level.
  • Complete a minimum of 70% of all credit hours attempted including transfer hours.
  • Graduate within the number of hours allowed by the Satisfactory Academic Progress policy. Students are allowed a specific number of attempted hours based on their classification. This includes transfer hours accepted toward the degree plus all UCF hours (see chart below).
Classification Maximum Hours Allowed For Completing Degree
Undergraduate 180 Attempted Hours
Second Undergraduate 70 Attempted Hours
Graduate Certificate 27 Attempted Hours
(includes all hours taken while classified as a graduate certificate student)
Masters 70 Attempted Hours
Specialist 100 Attempted Hours
(including all graduate level hours)
Doctoral 120 Attempted Hours
(including all graduate level hours)

Students who do not meet the GPA and/or percentage completion SAP standards will be placed on financial aid warning for the next semester. At the end of that semester, students must either meet the standards or aid will be canceled for future terms until student either meets the standards or the student has an appeal approved placing them on financial aid probation with an academic plan on file demonstrating the requirements for the student to get back on track towards graduation.

Repeated course/s, including the original attempt, will be counted towards the completion ratio and maximum time frame requirements.

For detailed SAP policy information, please refer to the Office of Student Financial Assistance website at http://finaid.ucf.edu/receiving/sap/.

Re-establishing Eligibility after Cancellation

Any student with extenuating circumstances, (i.e., death of a relative, an illness or injury of the student, etc.), who is placed on cancellation status may appeal to the Financial Aid Review Committee for reinstatement based on his/her special case.

If the student was canceled for the failure to complete 70% of the attempted hours and since cancellation, has brought up the percentage to a minimum of 70%, the student will be reinstated during the end of the semester review process. If a student was canceled for not meeting the GPA requirement, they will be placed back on a reinstated status once their GPA has been brought up to the required level during the end of semester review process.

To appeal, the student must:

  • Complete the Satisfactory Academic Progress Appeal Form; (available at http://finaid.ucf.edu, under Forms).
  • Include a detailed statement that explains the extenuating circumstances that prevented or resulted in the student not meeting the SAP standards.
  • Attach documentation supporting specific circumstance(s) to the appeal form;
  • Meet with an Academic Advisor and have the advisor complete an Academic Plan for Financial Aid;
  • Submit the appeal, supporting documentation, and academic plan to the Office of Student Financial Assistance. After a thorough evaluation of the written request and all supporting documentation, the Financial Aid Review Committee will notify the student of the decision by email communication or the student may view the updated status on myUCF, under View Financial Aid Status.

For detailed SAP policy information, please refer to the Office of Student Financial Assistance website at http://finaid.ucf.edu/receiving/sap/.

Satisfactory Academic Progress Probation

Students who submit a SAP Appeal that is approved will be placed on Financial Aid Probation, and will be continued on Financial Aid Probation status as long as they successfully comply with the prescribed academic plan that is submitted as part of the SAP Appeal. Progression will be monitored during the probationary period at the beginning and end of each semester to ensure the student is following the prescribed academic plan and successfully matriculating through their program of study. Disbursements will not be made for a semester unless it is verified that the prior review (if applicable) was acceptable and student is in the proper classes for the term in question. All probation students  must successfully complete a minimum of 70% of the credit hours that they attempt each semester. In addition, students on probation for GPA and/or completion ratio must make positive progression in the appropriate area(s).

Transfer Students

Transfer students should pay close attention to priority filing dates. If a FAFSA for the year in question has already been filed, request that the federal processor forward the information to UCF, School Code 003954, by utilizing Part II of the Student Aid Report and adding the UCF School Code to the online FAFSA, or calling the Federal Student Aid Information Center at 1-800-4 FED AID. The To Do List on myUCF will indicate any required forms.

Transfer students expecting to receive the Florida Bright Futures Scholarship at UCF are required to contact the Florida Department of Education Office of Student Financial Assistance (OSFA) to transfer their scholarship from their previous institution to UCF. Students can call OSFA at 1-888-827-2004 or log onto the Bright Futures Scholarship website at https://www.floridastudentfinancialaidsg.org/home/ApplyHere.asp to transfer the scholarship to UCF.

Independent Students

You will be classified as independent for financial aid purposes if at least one of the following applies:

  • Were you born before January 1, 1995?
  • As of today, are you married? (Also answer “Yes” if you are separated but not divorced.)
  • At the beginning of the 2018–19 school year, will you be working on a master’s or doctorate degree program (such as an M.A., MBA, M.D., J.D., Ph.D., Ed.D., graduate certificate, etc.)?
  • Are you currently serving on active duty in the U.S. armed forces for purposes other than training? (If you are a National Guard or Reserves enlistee, are you on active duty for other than state or training purposes?)
  • Are you a veteran of the U.S. armed forces?*
  • Do you now have or will you have children who will receive more than half of their support from you between July 1, 2018, and June 30, 2019?
  • Do you have dependents (other than your children or spouse) who live with you and who receive more than half of their support from you, now and through June 30, 2019?
  • At any time since you turned age 13, were both your parents deceased, were you in foster care, or were you a dependent or ward of the court?
  • Has it been decided by a court in your state of legal residence that you are an emancipated minor or that someone other than your parent or stepparent has legal guardianship of you? (You also should answer “Yes” if you are now an adult but were in legal guardianship or were an emancipated minor immediately before you reached the age of being an adult in your state. Answer “No” if the court papers say “custody” rather than “guardianship.”)
  • At any time on or after July 1, 2017, were you determined to be an unaccompanied youth who was homeless or were self-supporting and at risk of being homeless, as determined by (a) your high school or district homeless liaison, (b) the director of an emergency shelter or transitional housing program funded by the U.S. Department of Housing and Urban Development, or (c) the director of a runaway or homeless youth basic center or transitional living program?**

Transient Enrollment

Students who have been approved to take classes at another institution while attending UCF might have those hours counted toward meeting financial aid requirements for some programs at UCF. Courses taken elsewhere must meet some major or general education requirements to be calculated as part of student aid eligibility. Transient enrollment will not meet eligibility criteria for institutional aid programs, such as UCF Grant, UCF Scholars Award or Pegasus Scholarships. Check the Program Eligibility Chart for detailed requirements for each program. Students who expect to receive funds under any of the federal loan programs must enroll for a minimum of six undergraduate hours at UCF in UCF classes to meet eligibility requirements.

UCF students attending a Florida public community/state college or university must complete the Transient Student Admission Application through Florida Shines at https://www.floridashines.org/.

UCF students attending any college or university other than a Florida public institution must submit the following documents to the Office of Student Financial Assistance on or before the withdrawal deadline of the term in which aid is to be disbursed:

  1. Transient Notification Form for Financial Aid for Out of State and Private Institutions.
  2. A copy of the Fee Invoice and Class Schedule from the transient (host) Institution.
  3. A copy of the Transient Student Approval Form with required signatures from Academic Advisor, Academic Services (if required) and UCF Registrar’s Office.
  4. A completed Consortium Agreement Form signed by the transient school’s Financial Aid Office.

Students who are enrolled in transient hours must make arrangements to pay tuition and fees at the visited school since there is no system for deferral of those tuition and fees. In addition, it is the student’s responsibility to ensure that the visited school promptly provides the UCF Registrar’s Office with academic transcripts at the conclusion of the term, confirming that the attempted hours are completed. This will help avoid Satisfactory Academic Progress problems.

Students may not receive financial aid from two institutions for the same semester. Students must decide which of the two institutions is the primary school at which they are degree seeking and apply for aid there. Any inaccuracy will result in a mandatory repayment to one of the two schools for the overpayment.

Over Awards

An over award occurs when a student’s award package has exceeded either the unmet need or Cost of Attendance. To prevent over awards, students are required to notify the Office of Student Financial Assistance of any potential awards not already listed on the student’s financial aid award summary on the Student Center in myUCF. In the event of an over award, the student’s award package is reduced to eliminate the over award, which may result in a repayment to the institution of the over award. This includes late scholarship notifications that may occur during the academic year. Students are advised to discuss the impact of receiving scholarship funding after other financial aid funds have disbursed with the financial aid office.

Refunds and Return of Title IV Funds

Students should be aware that if they completely withdraw (officially or unofficially) from the university after having received financial assistance, they may be required to repay a portion of that assistance. Students who received Federal Direct Stafford Loans should also know that the Registrar’s Office is required to notify the National Student Loan Data System (NSLDS) of student withdrawals. This may change their loan deferment status with their loan servicer(s).

Professional Judgment

There are some cases when the federal methodology used to determine a student’s eligibility does not reflect the student’s current situation. In these cases, special circumstances may be taken into consideration. Students with extenuating circumstances (i.e. loss of employment, divorce, death of parent/spouse, etc.) should contact the office to review their specific situation with a counselor. If a student presents extenuating circumstances, an appeal can be submitted to include support documentation for review. The appeal will be reviewed and a decision will be made through the Professional Judgment review process.

Repeated Coursework

Federal regulations state that students may only receive federal financial aid funding for one repetition of a previously passed course. As a result, any repeated course/s that the student enrolls in (current or future terms) cannot be used in the calculation of his/her enrollment level for financial aid purposes for that particular term, regardless of whether or not financial aid was received for the course(s). The repeated course(s), including the original attempt, must be counted towards maximum time frame and hours completion ratio requirements for Satisfactory Academic Progress purposes, which can impact a student’s financial aid eligibility. For detailed information, visit http://finaid.ucf.edu/receiving/repeat-coursework/.

Maximum Time Limitation on Direct Subsidized Loan Eligibility

There is a limit on the maximum period of time an undergraduate student can receive Direct Subsidized loans. First time Federal Direct loan borrowers on or after July 1, 2013, are subject to a maximum time period (measured in academic years) to receive Federal Direct Subsidized Loans. In general, students may not receive Direct Subsidized Loans for more than 150% of the published length of their program of study. This time limit does not apply to Direct Unsubsidized Loans or Direct PLUS Loans. Visit our website for more information.

Excess Hours Surcharge

In 2009, the Florida Legislature implemented Section 1009.286, Florida Statutes to encourage students to complete their baccalaureate degree as quickly and efficiently as possible and established an excess hours surcharge. The bill requires universities to add a surcharge to each credit hour taken in excess of the total number of credit hours required to complete the degree being pursued. The amount in excess of the total hours is calculated based on a percentage defined in statute and is referred to by UCF as baseline hours limit. The amount charged per credit hour is a calculated amount referred to as the excess hour surcharge.

The financial aid office cannot increase students cost of attendance as a result of being charged the excess hour surcharge nor can federal financial aid be used to pay for this charge. State, institutional, and private funding can, however, pay this charge. The excess hour surcharge is a state statute and should not be confused with the federal SAP standards. Students are encouraged to meet regularly with their academic advisors to map out a timely completion of their degree. For more information, please refer to http://registrar.ucf.edu/excess-hours.